DoctorQuickQuote.com
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Name Your Own Disability Premium and Save!
Searching for can be an overwhelming process. So many factors determine the suitability of a sound policy...many of which are never even explained to you. Doctor Quick Quote takes responsibility of creating a suitable policy for you.
All you have to do is name your own premium!
Disability Insurance
Disability insurance protects your income when you can’t work because of sickness or injury. The pay out provided may be stated as a percentage of income or as a set dollar amount. It can be … [Learn More...]
Policy Features
How Disability is Defined With long term disability insurance, the definition of disability determines when a claim will and will not be paid. Some policies only pay a benefit if you are unable to … [Learn More...]
Why Disability Insurance?
One of your greatest assets is the ability to earn an income. If you were to lose that ability due to a disabling accident or illness, how would you pay your bills, send your kids to college, … [Learn More...]
DISABILITY INSURANCE FOR DOCTORS
Patients rely on their Doctor's knowledge and skills everyday...dentists, surgeons, chiropractors, pediatricians make important decisions that impact the lives of many each day. The lives of your patients often come before many of the important decisions in your life or, at the very least, puts them on the back-burner for another day. Now it's time to put your life at the forefront and protect one of your most important assets, your business and income!
Years of training, not to mention time and money, have allowed you to hone your medical skills and knowledge and provide for your family. Doctor Quick Quote's experience in the marketplace allows us to understands a doctor's financial needs, especially the importance of protecting your income with an own-occupation disability policy. We work with only the top, financially secure insurance companies in America to provide you with the necessary benefits to protect your income and business.
NAME YOUR OWN PREMIUM!
Doctor Quick Quote lets you name your own premium for disability insurance and, based on information you submitted, builds a comparable benefits package from all the top companies. Benefits and features are summarized in an user-friendly format to ensure you understand the details of the policy. Please note that Doctor Quick Quote will highlight sections where you might not have enough coverage; after all our goal is to make this process is simple and to ensure proper coverage is outlined. We will advise you throughout the process, but the ultimate choice is yours.
WHAT TO LOOK FOR IN A OWN-OCCUPATION DISABILITY POLICY?
Any doctor disability policy should have a 'own-occupation' definition for disability. The definition of own-occupation within the insurance policy should state 'your inability to perform the material and substantial duties of your occupation'. This can go one step further to specifically define your specialty as a doctor.
Others factors to pay close attention to are:- Coverage- How much are you eligible for?
- Waiting Period or Elimination Period- When will I receive benefits?
- Length of Benefits- How long with benefits last?
MYTH VS REALITY
Two of the biggest myths about disability are that it doesn’t happen to younger people and that it’s largely the result of work-related accidents. The realities are:
- Three in 10 workers entering the work force today will become disabled before retiring.
- More than 92% of all disabilities are caused by illness, while only 8% are the result of accidents.
- Close to 90% of disabling accidents and illnesses are not work-related.